Anees Zubair – Golden Mortgage Corporation

07Dec 2025 by Anees Zubair

Top 10 Ways to Improve Your Credit Score in 2026

Your credit score is a crucial element of your financial profile. It is an important factor in determining loan approvals, interest rates, insurance rates and even applications for rental property. A good score could save you a lot of money throughout your life and provide you the ability to afford higher-quality products and services in the financial sector. If you're looking to improve your financial situation, it’s important to learn the steps to improve your credit score by 2026. This guide provides the most effective credit strategies to help you improve your credit scores and meet your financial objectives. Understanding Your Credit Score's Foundation Before you start exploring credit score strategies, it's important to understand the factors that influence your score. Lenders utilize models such as FICO and Vantage Score,…

03Dec 2025 by Anees Zubair

Reverse Mortgages Explained: Pros, Cons & How They Work

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In the case of many homeowners over age 50 the house they live in is their largest capital asset. A reverse mortgage is a program designed specifically for homeowners age 62 ½+ to access home equity, however, it has advantages and disadvantages for the homeowner. Perhaps you've even heard the actor Tom Selleck discuss reverse mortgages in commercials, generating curiosity among older adults. This article will help you with the information you should know to make an educated decision. We will discuss the pros and cons of reverse mortgages as well as how to determine what it could cost you, and if it's the best financial decision depending on your circumstances. What is a Reverse Mortgage? Reverse mortgages Reverse mortgages are a type of loan for homeowners 62 years or…

23Nov 2025 by Anees Zubair

Hidden Home Buying Costs in 2026 Besides Your Down Payment

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You've put in a lot of effort to save cash, and seen the credit score improve as you've finally earned enough money to cover a down payment, and closing expenses. This is an important step towards homeownership. Before you begin to look at houses and propose an offer, you must realize that the price you pay is just the beginning. A lot of first-time buyers are shocked at the costs which will be incurred prior to and following when they get their keys. Planning ahead to handle the "hidden" costs is the crucial factor in a seamless move into your new home as well as a less than stellar financial beginning to the year. Making plans for more than the closing costs and down payment can ensure you've got sufficient…

18Nov 2025 by Anees Zubair

Your Essential Residential Appraisal Checklist

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An appraisal of your home can be like a high-stakes test for your property. If you're buying, selling, or refinancing, an appraisal's value will have a significant effect on your financial situation. Learning what appraisers search to determine the value of your home and assist you in preparing. This checklist of appraisals for residential homes provides a comprehensive guideline for the main areas that influence the value of your home. With this guide, you can walk around your property using an appraiser's view. This guide covers property conditions and features, the locations, as well as the required paperwork. The preparation will ensure that an accurate appraisal is made, accurately reflecting the home's value. What is a Home Appraisal and Why Does it Matter? Home appraisals provide an objective, expert opinion…